Instant Personal loan L&T Apply Now

 Benefits:

• Completely Digital Process

• Loans for both Salaried & Self-Employed Professionals

• Get a loan without having to produce income proof


Highlights:

• Interest rates starting from 12%

• Loan Amount

• Salaried - 50K - 15L

• Self Employed - 50K-7L

• Loan Tenure 12-48 Months


Fees & Charges:

• Processing Fee 2.5% + applicable taxes

• Part Prepayment Charges - Up to 5% of prepaid amount + applicable taxes

• Foreclosure Charges 5% of principal outstanding + applicable taxes

• Loan Cancellation post cooling off period (3 days) 5% of outstanding loan amount + applicable taxes. 


Eligibility Criteria:

Salaried

• Minimum Monthly Income - 30k in tier 2/3/4 cities, 40k in tier 1 cities

• Age - 23 to 58 years

• CIBIL > 720

Maximum of 3 enquiries in last 30 days

• Maximum of 4 enquiries in last 5 months

• Salary Should be credited in account


• Self Employed

• Minimum Monthly Income 30k in tier 2/3/4 cities, 40k in tier 1 cities

• Age - 23 to 58 years

• CIBIL > 720

Maximum of 3 enquiries in last 30 days

• Maximum of 4 enquiries in last 5 months





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